What Is Title Insurance? Expert Insights from Michael Wong, Stewart Title Australia

Title insurance is becoming an important layer of protection for many homebuyers and property investors in Victoria. However, clients still often ask a common question: “What does title insurance actually cover, and do I really need it?”

To make things clearer, All Hours Conveyancing works closely with Stewart Title, a leading title insurance provider in Australia. Through this professional collaboration, we are able to give clients accurate and up-to-date information about property risks. In a recent conversation, Michael Wong from Stewart Title explained title insurance in simple terms, shared real examples, and highlighted why more Victorians are choosing this extra safeguard.

What Is Title Insurance?

Title insurance is a one-off policy that protects property owners from hidden legal and financial risks. These issues may not be visible during the buying process, even when a contract and Section 32 have been thoroughly reviewed.
However, some risks only appear after settlement. As a result, title insurance gives long-term peace of mind and financial protection.

Real Cases Where Title Insurance Made a Difference

Here are some examples shared by Stewart Title:

  • Unapproved building works

  • Encroachment or boundary mistakes

  • Fraud or forged documents

These cases show how title insurance can protect buyers from unexpected and costly surprises. Therefore, it is more than an optional extra, it can be an essential safety net.

How All Hours Conveyancing Supports Clients

At All Hours Conveyancing, our priority is helping buyers feel safe, confident, and fully informed throughout their property journey. Because of our ongoing collaboration with Stewart Title, we can explain options clearly, answer common questions, and guide clients toward the right decision for their situation. In addition, our advice is always transparent and independent.

Why More Buyers Are Choosing Title Insurance in Victoria

Many clients choose title insurance because it offers:

  • ✔ A one-off premium with lifetime coverage

  • ✔ Strong protection for renovated or extended properties

  • ✔ Extra peace of mind for first-home buyers and investors

  • ✔ Financial protection against unexpected issues

Moreover, it helps reduce the stress that often comes with buying property in Victoria.

Need Advice on Your Property Purchase?

Whether you're a first-home buyer, investor, or preparing to sell, All Hours Conveyancing is ready to help.
We provide clear, practical advice, including whether title insurance is suitable for your property.

📞 03 9649 7832
📧 info@allhoursproperty.com.au
📍 Level 1, 530 Little Collins St, Melbourne VIC
🌐 https://allhoursproperty.com.au

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